Being injured on the job is stressful enough without facing a denial of your workers’ compensation claim. When your employer or their insurance company denies your claim, it can leave you unsure of your next steps. Understanding what to do can help protect your rights and ensure you receive the benefits you deserve.
The first step is to review the denial notice carefully. The notice should explain why your claim was denied. Common reasons include disputes over whether the injury occurred at work, lack of timely reporting, or questions about the severity of your injury. Knowing the reason for denial helps you plan your response.
Next, gather all relevant documentation. This includes medical records, doctor’s notes, incident reports, witness statements, and any communication with your employer. Detailed records strengthen your case and provide evidence to support your claim. Keeping everything organized will make it easier for your attorney to build a strong argument on your behalf.
It’s important to act quickly. Workers’ compensation claims have strict timelines, and delaying action can limit your options. Filing an appeal or requesting a hearing promptly ensures that you stay within the legal deadlines and do not forfeit your right to pursue benefits.
Consulting with an experienced workers’ compensation attorney is also essential. An attorney can review your case, identify errors in the denial, and guide you through the appeals process. They can represent you at hearings, negotiate with the insurance company, and make sure your rights are protected every step of the way.
Throughout this process, avoid discussing your claim with your employer or co-workers in a way that could be used against you. Stick to facts and follow your attorney’s guidance on communication.
While a denial can feel discouraging, it does not mean your claim is over. Many workers successfully appeal denials and receive the benefits they need for medical care and lost wages. By understanding the process, documenting your injury thoroughly, and seeking legal guidance, you increase your chances of a positive outcome.
If your workers’ compensation claim has been denied, contact Shugarman & Mehring. Our team has the experience and knowledge to help you navigate the process, protect your rights, and fight for the benefits you deserve.
